Broker Check

Risk Management

Common risks facing retirees

Liquidity

The risk that your current portfolio may not provide you with the flexibility for unanticipated needs.

Longevity

The risk of outliving the assets that you have set aside for retirement.

market

The risk of losing all or a significant portion of your money invested in the stock market.

inflation

The risk that the cost of goods and services will increase over time.

Health

The risk of being forced to deplete a significant portion of your assets to pay for long-term care.

Legacy

The risk of not being able to leave a financial legacy to those that you care about the most.

Taxation

The risk that tax laws could change, causing a negative impact on the resources used to fund your income needs.

returns

The risk incurring negative returns early in retirement while also taking withdrawals from your investment accounts.